Money is a public good, meaning it is provided without the intention of profit and for the benefit of a society. But money is also technology, with different forms, features and use cases. It’s exciting to see countries around the world look to new innovations, like CBDCs built on blockchain, to make it better. It’s critical that industry players step up to educate decision makers on the considerations at play to successfully develop CBDCs as a meaningful payment option for their citizens and economies. As this process continues, there are three points that all stakeholders, public and private, should keep in mind.